Have you thought about your future? Your retirement, in particular?
In France, this subject has had its share of polemics when the government suggested a 160-trimester (40 years of service - effective 2008) minimum requirement instead of the 150-trimester (37.5 years) existing right now. With this figures, I already pictured myself as an old not-too-dynamic woman, still working day in to day out to have a correct retirement pension. Plan B would be to stop earlier, have a lower pension and spend my older days in my beloved Philippines with my family and friends - where the cost of living is normally lower.
This morning, another picture had just popped up - a not-too-old woman enjoying her correct retirement pension with her family all over the globe. Yes, with the energy and the means to enjoy life.
In fact, our HR Department had just asked me to procure them my certificates of employment - from my jobs in the Philippines! I didn't know that counts. That would mean I could retire earlier!
- Know more about Retirement à la Française
- Retirement Plans for non-EU citizens
- International Bilateral Agreement on Social Security
Retirement Pinoy Style: My mom, who has been playing jetset between Zambales and Manila since her retirement just had her monthly pension stopped few months ago. Prior to that, she forgot to liquidate 3 checks (or simply because she didn't need any cash). GSIS probably thought she was DEAD. They stopped the pension without any notice.
11 comments:
hay naku, sinabi mo. that's raging! she's working on it right now...sarap nilang batukan no...
ako wala pa sa isip ko ang retirement. para kasing mahirap din ang walang ginagawa maghapon. parang gusto ko kung sakali semi-retired lang. di naman kasi mahirap ang umupo sa opis, magkunwaring nagtratrabaho at pa-blog-blog lang. hehehe. i'm thinking na 5 years pa pwede na akong mag-semi retire. tas pasyal ako ng france. yheey!
Lolo Michel pede na retire, 75% of present salary ma get niya from Monaco SSS. Ayaw niya, kasi lalo daw siyang maging Lolo if sa bahay lang siya stay.
Yesterday naman, dumating ang tatlong papel (kasi tatlo employer ka year 2005) para sa retraite complementaire des salaires ko. Ito yong points for my retirement for year 2005. Sabi Michel, dont lose that paper kasi kung retire ka na, yan proof na may pera ka sa kanila (Monaco SSS)re:ARRCO and UGRR kasi declared ako full time ng 3 employers.
Sa Phils, sss ko, may loan pa ako don na 15,000 pesos ata year 1996 last work ko (sa Robinsons Galeria.)Ewan if may makuha ako, if retire na. I worked then almost 16 years total (SM,Landark, Robinsons Galleria as cashier 1980-1996.
Palagay nyo, meron pa akong makuha?
Ka Uro, nakow, wala pa rin naman po sa isip ko ang magretire hehe...but it's better to be prepared for the future. here in france, you could do semi-retirement too, at a certain age, you could work 50% of your time..yung isang operator namin, 2 weeks work, 2 weeks vacation sya, sarap no...visit france, and leave me a message hehe...
Ate Amy, i'm with ARRCO din with my current employer, and then AGIRC when i was an interimaire with VediorBis. Kahit naman daw you have several insurance companies, they will consider all of that when they will compute for your retirement benefit...you have to keep all the docs nga lang..
Do you have employment certificates from your pinas employers? They might consider that too. Per semester ang count nila, sayang naman kung di makakacount yung work experience mo sa pinas. Try it, wala namang mawawala, you could even gain something ;)
UY ,ana, ty sa tips. Pag uwi ko isaisahin ko ang HRD nila. Bah sayang din yon.
Then check ko SSS pinas, baka milyon na tubo ng 15,000 pesos loans ko, ehehe.
Check ko lang this august na uwi, baka may benefits pa ako, hihihi.
Mabatukan kaya ako if I say that I want to retire soon? He he he! My idea of retirement is not "doing nothing" and just whiling time away. My idea of retirement is having the freedom and of course... ehem... time, to do all those things that I want to do for personal enjoyment... it can be globe-trotting, buying a farm, running a farm, etc...
oh, and I haven't started working here yet! I have about 12 years work experience in PI. Good thing it will add some points. I'm dreaming, wishing, and hoping to work here in the future. :-)) Buti ka pa!
Retirement Pinoy style, this gave me a laugh!
Hey, love bébé's just curious picture. She's so lovely. and look at that eyebrows! Did you trim them? lol!
Hello ana, I have the same problem as well, my husband says i have to work till age of 80, he he may tukod na! I guess you know about the inclusion of year for retirement, base on the no of children, of course for women.
I did'nt have my payrolls but i was able to get my SSS contribution thru the internet, using our SSS no.
Interesting to talk about our future, kaya wag lang luto ng luto sa blog LOL!
I've never been to South of France, nakarating ka na ba sa Côte d'armor?
Ate Amy, what? uuwi ka na naman?
Nao, hehe, pinag isip ba kita?
Joy, yeah, that was good news. I thought it was only applicable on some ancient colonies of France...pinas din pala.
She got that taray eyebrows from maman hehe.. ;)
Relly, hehe, wag naman till 80. I've heard about that inclusion thing, but actually, our HR i guess, works very well, i leave everything to them...
good info on that SSS thing, ill check mine too..
been to perros-guirec...is that part of côte d'armor?
That would be so kind of the French system if years worked in the Philippines could be included. I guess retirement packages overseas are really enviable and ideal.
Nice hide-away Analsye - it's interesting to read about you thoughts and ideas. Its a free world and I will defend you're rights to do it so keep up the good work!
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